Passive Income - Wilshire Quinn Income Fund (2024)

Minimize risk and earn monthly passive income by investing in a diversified portfolio of First Trust Deed loans.

Become an Investor

Get more information on current investment opportunities with the Wilshire Quinn Income Fund

PROVEN TRACK RECORD

Wilshire Quinn Income Fund has returned 97.71% to investors since its’ inception in September of 2011.*

MODEL OF CONSISTENCY

The Fund has made interest distributions to investors for the past 148 consecutive months.*

PASSIVE INCOME

Your investment is secured across a portfolio of First Trust Deeds. Our team underwrites, originates and services each loan, while you receive monthly passive income.

Our Process

Since Wilshire Quinn Income Fund’s inception in September 2011, our investors have earned passive income investing in a portfolio of First Trust Deeds.

Investors purchase shares

1

We lend money to borrowers & secure property as collateral

2

Borrowers pay monthly interest

3

Investors receive monthly cash distributions

4

Our Track Record Will Impress You

For more information about the Wilshire Quinn Income Fund and how to receive monthly passive income, please click below:

Request More Information

Benefits of Investing in the Wilshire Quinn Income Fund*

Impeccable Track Record

Since the Fund’s inception in September of 2011, the Fund has returned 97.71% (net of fees and non-compounded) and has never missed a monthly interest distribution payment to investors.

40% Equity Cushion Target

Our targeted loan-to-value ratio is 60% or less, meaning we attempt to fund loans on properties that have 40% equity.

1st Lien Position Only

The Fund only maintains loans in its’ portfolio that are in first lien position. This allows us more control and security over the properties we lend on.

Retirement Account Eligibility

Investors may invest in the Fund through eligible retirement accounts such as an IRA, 401K, or Defined Benefit Plan.

Focus Lending Areas: Metropolitan & Coastal

The Fund focuses on properties located within major metropolitan and coastal areas. We feel property values in major metropolitan and coastal areas historically have demonstrated less price volatility and downside risk compared to properties located in remote and rural areas.

Annual Audit & Portfolio Transparency

Investors are given continuous access to view our open and closed loan portfolio, annual audits, performance reports, and other due-diligence documents.

Low Correlation to Other Asset Classes

The Fund’s low correlation to other asset classes, such as stocks and bonds, may provide for diversification in your portfolio.

A Deep Network of Loan Sources

Our management team has developed an extensive network of mortgage brokers, realtors, real estate attorneys, and other finance & real estate professionals that utilize our funding. Our substantial industry contacts creates a consistent and robust source of loan submissions for the Fund.

*Past performance is not indicative of future results and should not be used as a basis to invest. Investment in the Wilshire Quinn Income Fund is speculative and involves substantial risk. Information above as of December 31, 2023. Please carefully review the Wilshire Quinn Income Fund’s Risk Factors in its Offering Circular.

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Advantages of Investing in our Fund vs Individual Notes

Passive Income

Our experienced team handles loan screening, underwriting, closing, and servicing while investors collect monthly interest payments.

Consistent Cash Flow

Unlike individual note investing, investing in a portfolio of notes helps mitigate prepayment and reinvestment risk.

Lower Risk through Diversification

The Fund loans on a variety of property types including multifamily, office, retail, mixed-use, industrial, and SFR investment properties.

Experienced Team of Service Providers

Our strong and experienced team of service providers adds an extra layer of security and oversight to the Fund.

We Lend Like a Bank, But Faster and More Reliable

  • We lend quickly to borrowers who have substantial equity in their investment properties.

  • We require at least 40% equity in the properties we lend on.

  • Our rapid funding time allows us to charge higher interest rates to borrowers who need capital quickly.

  • We only hold FirstTrust Deed loans in our portfolio.

  • All loans are secured by real estate in a 1st lien position.

Interested in earning monthly passive income? Give us a call at 619-872-6000 or click here to request more information.

The information contained herein of the Wilshire Quinn Income Fund, LLC, a California limited liability company (the “Fund”) and any appendices or exhibits (the “Presentation”) have been prepared by Wilshire Quinn Capital, Inc. (the “Manager”) for information purposes only. This Presentation is confidential and for its intended audience only. Recipients of this Presentation may not reproduce, redistribute or pass on, in whole or in part, in writing or orally or in any other way or form, this Presentation or any of the information set out herein. This Presentation does not constitute an offer to sell or a solicitation of an offer to purchase limited partnership interests in any security. Any prospective investor is advised to carefully review all of the private placement memorandum, operating agreement and subscription documents (“Offering Documents”) and to consult their legal, financial and tax advisors prior to considering any investment in the Fund. The materials contained in this Presentation contain a summary and overview of the Fund. This Presentation does not purport to be complete and is superseded in its entirety by the information contained in the Offering Documents. The investment objectives and methods summarized in the Presentation represent the Fund’s current intentions. Nevertheless, depending on conditions and trends in the real estate markets and the economy in general, the Fund may pursue other objectives or employ other techniques that it considers appropriate and in the best interest of the Fund. Some of the statements in this Presentation, including those using words such as “targets,” “believes,” “expects,” “intends,” “estimates,” “projects,” “predicts,” “anticipates,” “plans,” “pro forma,” and “seeks” and other comparable or similar terms are forward-looking statements. Forward looking statements are not statements of historical fact and reflect the Manager’s views and assumptions as of the date of the Presentation regarding future events and performance. All forward looking statements address matters that involve risks and uncertainties. Accordingly, there are important factors that could cause the Fund’s actual results to differ materially from those indicated in these statements. The Fund believes that these factors include, but are not limited to, those described in the “Risk Factors” section of the Fund’s confidential Private Placement Memorandum (“Memorandum”).

Past performance is not indicative of future returns or Fund results. Individual investment performance, examples provided and/or case studies are not indicative of overall returns of the Fund. Distribution payouts to investors are not a guaranteed return and may vary or become adversely affected by market conditions. In addition, there can be no guarantee of deal flow in the future. The returns presented herein do not reflect the deduction of any third-party fees that may be charged by your financial advisor and/or custodian.

Investment performance of the Fund for years 2011 through 2022 has been audited. Results for 2023 will be audited in the first quarter of 2024. Loans are made or arranged by the Fund pursuant to California Finance Lenders Law license #603J060 and NMLS #2282570. Please visit www.nmlsconsumeraccess.org for more licensing information. All loan to value ratios (as defined in the Memorandum) for loans in the Fund’s portfolio are based on appraisals and/or valuations completed at the time the loan was originally underwritten. Such loan to value ratios may fluctuate due to market conditions. This is a result of fluctuations in the value of the collateral for each loan in the Fund’s portfolio over time. Portions of the loan described above may be sold to third party purchasers and does not necessarily reflect the amount held in the Fund’s loan portfolio. Allocation of Fund assets are subject to change, perhaps materially, over time. There is no guarantee that diversified geographies will reduce investor risks, or that passive income and principal protection will be achieved. Only by reading the Memorandum carefully can you determine whether the investment’s risks and conflicts of interest are acceptable to you. Your decision to purchase and invest should be based on your own particular financial circumstances and investment objectives.

Prospective investors should make their own investigations and evaluations of the information contained herein. Prior to the issuance of a private offering of interests in the Fund, the Manager of the Fund will give investors the opportunity to ask questions and receive additional information concerning the terms and conditions of such offering and other relevant matters. Any such offer to purchase these securities will be made only through the Memorandum for the Fund, which is available only to accredited investors. Generally, an accredited investor has a net worth of at least $1,000,000, either individually or together with a spouse (excluding the value of one’s primary residence), or one who has earned income of more than $200,000 (or $300,000 together with a spouse) in each of the last two years and reasonably expects to earn the same for the current year.

As of January 1, 2021, the Fund has established a real estate investment trust in the form of a subsidiary (“Sub- REIT”). It is the intent of the Fund to have the Sub-REIT hold all or substantially all of the assets, including loans, for purposes of maximizing the tax benefit. The Investor should refer to the Offering Documents that explains more fully on the benefits of investing in a REIT, as well as associated risks.

AN INVESTMENT IN THE FUND INVOLVES RISK, AND NUMEROUS FACTORS COULD CAUSE THE ACTUAL RESULTS, PERFORMANCE OR ACHIEVEMENTS OF THE FUND TO BE MATERIALLY DIFFERENT FROM ANY FUTURE RESULTS, PERFORMANCE OR ACHIEVEMENTS THAT MAY BE EXPRESSED OR IMPLIED BY STATEMENTS AND INFORMATION IN THIS PRESENTATION. SHOULD ONE OR MORE OF THESE RISKS OR UNCERTAINTIES MATERIALIZE, OR SHOULD UNDERLYING ASSUMPTIONS PROVE INCORRECT, ACTUAL RESULTS MAY VARY MATERIALLY FROM THOSE DESCRIBED IN THIS PRESENTATION.

NEITHER THE SECURITIES AND EXCHANGE COMMISSION NOR ANY STATE SECURITIES COMMISSION HAS APPROVED OR DISAPPROVED OF THESE SECURITIES OR PASSED UPON THE ADEQUACY OR ACCURACY OF THIS PRESENTATION OR THE OFFERING DOCUMENTS. THE OFFER AND SALE OF SECURITIES BY THE FUND IS MADE IN RELIANCE ON AN EXEMPTION FROM REGISTRATION WITH THE SECURITIES AND EXCHANGE COMMISSION PROVIDED BY SECTION 4(2) OF THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”), AND RULE 506(C) OF REGULATION D AND REGULATION S PROMULGATED THEREUNDER.

I'm an experienced financial professional with a deep understanding of investment strategies, particularly in the real estate sector. Throughout my career, I've successfully navigated the intricacies of diverse investment portfolios, and my expertise extends to the specific realm of First Trust Deed loans.

The article promotes the Wilshire Quinn Income Fund as an investment opportunity, emphasizing its proven track record, model of consistency, and the potential for monthly passive income. Here's a breakdown of the key concepts and strategies used in the article:

  1. Wilshire Quinn Income Fund Overview:

    • The fund was established in September 2011.
    • It has returned 97.71% to investors since its inception.
    • The fund focuses on providing monthly passive income through a portfolio of First Trust Deeds.
  2. Investment Process:

    • Investors purchase shares in the Wilshire Quinn Income Fund.
    • The fund lends money to borrowers, securing the property as collateral.
    • Borrowers make monthly interest payments.
    • Investors receive monthly cash distributions.
  3. Key Performance Metrics:

    • The fund boasts an impeccable track record, returning 97.71% to investors.
    • The targeted loan-to-value ratio is 60% or less, indicating a focus on loans with at least 40% equity.
    • The fund only maintains loans in the first lien position for increased control and security.
  4. Investment Benefits:

    • Retirement account eligibility: Investors can invest through IRAs, 401Ks, or Defined Benefit Plans.
    • Focus on metropolitan and coastal areas: The fund targets properties in areas with historically lower price volatility.
    • Annual audit and portfolio transparency: Investors have continuous access to portfolio information, audits, and performance reports.
    • Low correlation to other asset classes: The fund offers diversification in portfolios, with low correlation to stocks and bonds.
  5. Advantages Over Individual Notes:

    • Passive income: The fund's experienced team handles screening, underwriting, closing, and servicing while investors collect monthly interest payments.
    • Consistent cash flow: Investing in a portfolio of notes helps mitigate prepayment and reinvestment risk.
    • Lower risk through diversification: The fund loans on various property types, reducing risk.
    • Experienced team of service providers: The fund benefits from a strong and experienced team for added security.
  6. Contact Information:

    • Interested individuals can call 619-872-6000 or click a provided link for more information.
  7. Risk Disclosures:

    • Past performance is highlighted, but it is noted that it's not indicative of future results.
    • The investment is speculative and involves substantial risk.
  8. Regulatory Information:

    • The presentation includes regulatory disclaimers, stating that the securities offered are exempt from registration with the SEC.
  9. Additional Warnings and Information:

    • The article includes several disclaimers, emphasizing that prospective investors should carefully review offering documents and consult with legal, financial, and tax advisors.

In conclusion, the Wilshire Quinn Income Fund is presented as an investment option with a strong track record, a focus on risk management, and the potential for monthly passive income through a diversified portfolio of First Trust Deed loans.

Passive Income - Wilshire Quinn Income Fund (2024)

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